Home equity loans are flexible and affordable. Whether you are looking to consolidate debts, finance home improvements and/or major purchases, or simply looking for ways to secure emergency capital, we have products that can help. Some benefits include:

• Wide selection for products to fit individual risk tolerance and financial situation
• A true Stated Income Program up to 100% financing
• Competitive rates
• NO closing costs up to $1,000,000
• NO application fees
• NO initial draw requirements
• Convenient document signing
• Potential tax deductibility - please consult tax advisor for more detail

Home Equity Line of Credit ( $75,000 up to $450,000.)

• Interest only HELOC with 10 years interest only draw period and 20 years amortization
• Variable Annual Percentage Rate (APR) based on Prime Rate

Fixed Rate Second Loan ($75,000 up to $500,000. )

• Terms available, 5 years to 30 year amortization
• Interest rates are locked and will not change over time

First mortgage position line of credit

• We offer special pricing for first lien products
• Loan amount up to $1 million

Purchase Money Seconds for Loans and Lines of Credit

• Lien will go behind any first mortgage lender

Simultaneous Closing for First and Second Lien

• Lien will go behind any first mortgage lender