First Time Home Buyer Loan Program

Whether you're a first time home buyer or simply starting over, a First Time Home Buyer loan can help. It's a fast, streamlined way to help new home buyers with the necessary cash at closing for their down payment and closing costs that they do not have to repay. Fixed and adjustable rate mortgage products up to 100% LTV/CLTV.

Conventional Home Mortgage Loan Program

Conventional conforming home loan, including fixed and adjustable rate mortgage products, fixed period ARMs, and balloon loans to meet a lot of borrowers' needs. For larger home mortgage loan amounts, there are jumbo home loans to $650,000, super jumbo loans to $1,000,000, and mega mortgage jumbo loan products to $2,000,000.

Fast & Easy Home Loan Program - Great Price for Great Borrowers!

The Fast & Easy home loan program offers borrowers with excellent credit a home loan up to 90% LTV/CLTV without verification of assets or income. This home loan program offers a great price for borrowers with high quality credit. Just like its name, it's fast, very easy and there's an 80/10/10 with a Super Streamline HELOC under this home loan program to avoid Mortgage Insurance. Borrowers can be self employed or salaried, and there are no reserve requirements with a low down payment loan.

Expanded Criteria Home Mortgage Loan Program

Getting turned down or spending hours finding a mortgage loan just because your finances don't fall within the "cookie cutter" criteria for a traditional mortgage loan program. Expanded Criteria loan program is the answer. These "A" paper mortgage loans are offered for fixed rates, ARMs and Conforming Fixed 3/1, 5/1, 7/1 & 10/1 ARMs. There are also many no income loan programs such as Reduced Doc, No Ratio and No Income/No Asset loan programs.

• Zero Down Payment Assistance mortgage products:
• Down Payment Assistance Program.
• Zero Down Payment 103% Plan up to $375,000, a loan that allows borrower's to finance up to 100% LTV. They can even include up to 3% closing costs and prepaid fees in the home loan amount, for a total loan LTV of 103%!*
• Zero Down Payment, 80/20 with a combined mortgage loan amount up to $500,000.The second mortgage loan can be a HELOC or Fixed Rate and there are no home Mortgage Insurance loan requirements.

*Not available in all areas